Ownurship Consulting

About Us

Our story

Forty-year-old Darryl Howard-Chison is the founder and CEO of Ownurship Consulting, a renowned credit specialist and financial literacy consulting company. The company provides wealth seeking individuals and entrepreneurs with specialized tools, strategies and financial resources that can be used to scale and start businesses. However, our main focus is to teach individuals how to leverage credit to break generational curses. Darryl was born and raised in Brooklyn, New York. His first business was in the transportation industry where he also leveraged his credit to start a truck company that generates him six figures a year. As of now, the goal of Ownurship Consulting is to help people do the same and step away from 9 to 5 jobs so they can take control of their time, with many of those individuals going on to create generational wealth. Ownurship Consulting provides its clients with the resources needed to feel empowered and reach success

Why fix my credit?

A majority of Americans are in need of credit repair! The average American has a credit score of 676 which is alarming low, considering the fact that most banks require a credit score of roughly 710 in order to qualify for a low interest mortgage rate. We at Ownurship Consulting want to change this all too common trend by not only teaching the fundamentals of credit, but by reveling the secrets about credit repair that the big banks do not want you to know. Think about it, it is most beneficial to the big banks to lock you into a high interest loan and or mortgage as a result of your poor credit score. This ensures that the banks continue to make money off you in the form of interest. Stop working hard for the banks and instead work hard for yourself by taking your credit into your own hands with the help of the Credit repair playbook.  

Poor financial literacy

Over 80% of Americans are in debt! Why? Because of the lack of financial literacy in our society, especially when it comes to credit. Most people spend more they make on their credit cards. Then they just pay the “minimum amount” which exponentially compounds the problem as you end up owing even more money to banks, while simultaneously destroying the little credit you had in the first place. We do not want this to happen to you! That is why we created the Credit repair playbook. Not only will it teach you how to repair your credit, but it will educate you on the financial literacy you missed in school and college. 

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